


Public Liability
Tradesman public liability cover is a type of insurance that protects businesses and individuals in skilled trades from the financial consequences of third-party injury or property damage claims. It is needed to provide financial assistance for legal costs, settlements, or compensation in the event that a member of the public is injured or their property is damaged due to the tradesman's business activities, safeguarding the business against potential legal liabilities and ensuring its continued operation.
Employers’ Liability
Tradesman employers' liability cover is a crucial insurance that protects businesses in skilled trades against claims from employees who suffer injury or illness as a result of their work. It is a legal requirement in many jurisdictions and is essential for providing financial assistance in covering legal expenses and compensation, ensuring the well-being of employees and the financial stability of the business.
Product Liability
Tradesman product liability cover is insurance that protects businesses in skilled trades from financial liabilities arising due to third-party injuries or damages caused by products they sell or supply. It is necessary to mitigate the potential legal and financial consequences of defective products, ensuring the business can address claims, cover legal expenses, and maintain its reputation in the market.

What type of liability cover will best protect a tradesman against potential risks?
Ultimately, a combination of public, product, and employers liability insurance may be necessary depending on the nature of your trade. It is important to seek advice from an tradesman insurance professional. Customizing your coverage ensures comprehensive protection against potential risks and legal liabilities.
What type of legal expenses are covered by liability insurance policies?
It's important for tradesmen to carefully review the terms and conditions of their insurance policies to understand the specific legal expenses covered and any limitations or exclusions. Additionally, prompt communication with the insurance provider in the event of a claim is crucial to ensure proper coverage and assistance with legal matters.